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Creator Payouts (Cashout)

Creators can convert coins earned from tips, subscriptions, exclusive-post sales, and shop sales into real money. Two payout flows exist side by side — an automatic one via Stripe Connect, and a manual bank-transfer flow for Mexico (CLABE/RFC) that an admin processes by hand — and a platform-wide admin setting decides which one is currently active.

Each property has its own checkbox marking whether that specific piece is fully implemented and functional end to end (frontend + backend) — update these yourself as work lands; this page won't overwrite them.

  • View cashout eligibility (available balance, minimum cashout, hold period, coin→cash conversion rate)
  • Connect a payout account via Stripe Connect (onboarding link, account/capability status)
  • Request a cashout via Stripe
  • Register a manual payout profile (CLABE, RFC, billing address)
  • Request a manual cashout (coins held in escrow until an admin processes it)
  • View cashout history
  • Earnings summary, breakdown by source, and a daily earnings trend chart (7d/30d/90d)
  • Additional manual payout flows for countries beyond Mexico — the payout profile is now country-aware: MX uses CLABE/RFC, any other country uses generic international bank fields (account holder, bank name, account number/IBAN, SWIFT/BIC, tax ID)
  • Self-serve annual earnings statement — a downloadable per-year summary (earnings by source + total cashed out) a creator can hand to their accountant (myEarningsStatement)
  • Identity verification required before cashing out — both the Stripe and manual flows now require an admin-approved identity verification first; the payouts screen shows a "verify your identity" banner instead of the request form until it's approved (see the separate identity-verification feature)
  • Official jurisdiction-specific tax-document generation (e.g. a Mexican constancia de retención, or a US 1099) — still requires an external tax provider; the self-serve statement above is a summary, not an official form

Admin review of manual cashout requests (mark processing/completed, reject with coins returned) and the platform-wide Stripe-vs-manual toggle live in the separate admin GraphQL schema and frontend-admin — not covered by this page.

See the technical reference for GraphQL schemas, routes, source file links, and per-field wiring status.